Welcome to Horizon Benefit Services - P.O. Box 149, Zion, IL


P.O. Box 149  •  Zion, IL  60099 • (847) 746-6115
Kliewerp@comcast.net

Your source for employee insurance benefits


"Serving Northern Illinois and Southeastern Wisconsin"

Benefits, Cost, Underwriting, Paperwork

We can help you!

Personal, Customized, Local & Experienced

We can help you
put the pieces together!

Hello, I'm Paula Kliewer, and I'm looking forward to getting to know you and your needs in the areas of health, dental, medical, disability and retirement insurance.  I've been working with small groups and individuals for over 20 years now, and I think you'll find me friendly and easy to work with.  Please call me to talk about your needs in any of these areas.

Life, Health, Dental, Disability &
Retirement Plans
For Small Employers and Individuals
 


 

TIRED OF SALES PEOPLE?  We can help!
  • We are not agents - we are not trying to sell any particular insurance company.

  • Our allegiance is to our clients - we work on your behalf.

  • We are consultants - we find the best insurance carrier, plan and network for you.

  • We can customize - giving you as much, or as little, hands-on assistance as you want.

DON'T KNOW IF YOU QUALIFY? We can help!
  • Too few employees, or none?

  • Not enough of your employees need coverage?

  • Pre-existing conditions?

  • Contracted, part-time or seasonal employees?

DON'T KNOW WHAT DIFFERENT INSURANCE COMPANIES OFFER?  We can help!
  • We work with all of the major insurance companies in the industry, and can help you sort out which is the best for you:
    Aetna, American Medical Security, Assurant, Blue Cross, Celtic Life, Delta Dental, Guardian, Humana, Starmark, Unicare, United HealthCare and many others!

CAN'T AFFORD INSURANCE FOR YOUR EMPLOYEES?
We can help!
  • How you can share costs with employees

  • What benefits will be cost effective

  • What funding arrangements would be appropriate - HSA's, HRA's, FSA's, self insurance

  • How to lessen the effect of annual rate increases

DON'T HAVE TIME FOR ALL THE DETAILS OF AN INSURANCE PLAN? We can help!
  • Employee enrollment, changes, terminations

  • Employee communications

  • Troubleshooting billing and claims problems

  • Keeping you up-to-date on legislation such as COBRA and HIPAA


Call or email me today!
(847) 746-6115  
Kliewerp@comcast.net


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